Do Cash App Work in Nigeria?
As of 2024, Cash App is not officially available in Nigeria. Alternative payment platforms available in Nigeria are Flutterwave, Paga, OPay, Paystack, and Interswitch, which offer similar functionality to Cash App.
It is primarily used in the United States and the United Kingdom, limiting operations to African countries.
But some Nigerians have found ways to use it, despite the limitations of VPN.
Send Money to Nigeria Using Cash App
Assuming you are in the US or UK, here’s how you can use Cash App to send money to Nigeria:
- Open Cash App
- Link your bank account or debit card to your Cash App account.
- Tap on the “$” symbol located at the bottom of the screen.
- Enter the amount you wish to send to Nigeria.
- Tap on “Pay” and select the recipient from your contact list or enter their phone number or email address.
- Type in a brief note to the recipient (optional).
- Tap on “Pay” to complete the transaction.
Note that Cash App charges a fee for sending money to Nigeria.
If Cash App is not available in Nigeria, there are alternative options you can consider.
For example, you can use Changera, which also does the same as Cash App and allows you to send money to Nigeria from anywhere in the world.
Another alternative is IntaSend, which allows you to send money to Nigeria and other African countries.
Cash Out from Cash App in Nigeria
- Open the Cash App
- Tap on the “My Cash” tab located at the bottom-center of the screen.
- Select “Cash Out” on the “My Cash” screen. It is represented by a dollar sign with an arrow pointing down.
- Choose your preferred deposit speed. You can either select “Standard” for free or “Instant” for a fee.
- Enter the amount you want to cash out and choose your bank account.
- Confirm the transaction by entering your PIN or using Touch ID.
- Your funds will be available in your bank account within 1-3 business days for standard deposits or instantly for instant deposits.
The Cash Card is supported in all countries except the following:
- China
- Cuba
- Iran
- North Korea
- Sudan
- Syria
Setting Up and Using Cash App from Nigeria
There are some limitations to what you can do with the app from Nigeria.
Registration and Verification Process
To register and verify your Cash App account from Nigeria, you will need a valid phone number, email address, and Cashtag ID.
You will also need to enter a valid US residential address in the format 335 Fremont Road, San Francisco, with zip code 94105.
To verify your account, you will be required to enter your full name, date of birth, and the last four digits of your social security number. If you do not have a social security number, you can use an Individual Taxpayer Identification Number (ITIN) instead.
Sending and Receiving Money
To send money, simply enter the amount you want to send and the recipient’s Cashtag ID or phone number. You can also add a note to the payment to let the recipient know what the payment is for.
Share your Cashtag ID with the person who wants to send you money.
convert Cash App funds to Nigerian Naira
There is no direct way to convert Cash App funds to Nigerian Naira.
Cash App is primarily used in the United States and the United Kingdom, limiting its operations to those countries.
You can withdraw your Cash App funds to your linked bank account and then convert it to Nigerian Naira using a third-party exchange service.
VPN services for accessing Cash App in Nigeria
Cash App’s terms of service prohibit the use of VPN services, and using a VPN service may result in the suspension or termination of your Cash App account.
- Express VPN
- Nord VPN
- SurfShark VPN
African countries Where Cash App is officially supported
Cash App is not available in Nigeria and other African countries. Alternative digital payment platforms available in Nigeria are Flutterwave, Paystack, and Interswitch, which offer similar functionality to Cash App.
