Confused as to what bank does Cash App use? Continue reading as we discuss in detail below!
So, what is Cash App bank name for direct deposit?
Cash App Bank Name – Sutton Bank and Lincoln Savings Bank member of the Federal Deposit Insurance Corporation (FDIC). The Cash App Mastercard® Debit Card is issued by The Sutton Bank pursuant to a license by Mastercard International Incorporated.
To find your Cash App Bank Address for Cash App direct deposit, you first need the Routing Number to help identify the location of your bank’s branch simply enter in the ABA Routing Number Lookup, and Voila!
Read on to avoid any complications for Cash App Bank name of your account as every Cash App user have different Cash App Bank branch address, location, and account number depending on your area.
Let’s discuss this in detail below…
Read: What Kind of Account Is Cash App?

Contents
What is Cash App Bank Name for Direct Deposit?
Cash App Bank’s name for direct deposit is Lincoln Savings Bank which offers innovative & secure banking solutions. Cash App direct deposit requires your bank name, and routing number, and Direct deposits can take between 1–5 business days to receive the funds to your account.
The direct deposit feature is being powered by Lincoln Savings Bank offering Cash app users a routing number and a new account number in order to use for deposits while their debit card is issued by the Sutton Bank.
Square Cash App has its own unique valid and certified account and routing numbers for each user which can be used for direct deposition of paycheck service and also add money to your Cash App card.
You just need to share the detail with your employers to receive an automatic withdrawal of paychecks on a monthly basis.
Refer here if you are wondering how long does a direct deposit take to get credited?
Is Cash App a Bank?
Cash App is not a real bank and is a financial platform. It is a financial technology company, not a bank. Its Banking services are provided by Cash’s bank partner(s) – The Lincoln Savings Bank and Cash Card is supported by Sutton Bank.
A Cash app balance isn’t federally insured like bank accounts are, so you could lose it in the event of Cash App going out of business. Money in a Cash App account also doesn’t earn interest.
Refer here to learn about NetSpend Bank’s name.
Why is Cash App Bank Name Important?
Every direct deposit form needs a bank name and city/state. So, if you are using Cash App, it can be confusing as to what to list on the Bank Name along with your routing and account number.
To enable direct deposit service on cash app, users require to share Cash App bank name, routing number & address with their employer.
It is also essential if you are qualified for and wanna receive your Unemployment benefits or stimulus regularly or as a one-time payment.
Users can get their paycheck or other deposits directly credited into their Cash app balance.
Let’s discuss further the Cash App Bank name and other details related to the Cash App bank like the address and phone number of connected banks.
A bank account number alone won’t get you very far to identify the bank where the account is held. You’ll need the bank’s routing number, but it’s super easy to access. You just need to know where to look for it and what to do with it.
Routing numbers on the other hand will identify the bank location in which you opened your account and tell you the name of the bank required and help to settle transactions.

What is Cash App Bank Address?
Unlike the Bank name which is straightforward, to find your Cash App Address, you first need your Routing Number.
Every Cash App user may have different Cash App Bank address. Different users may find their routing numbers different as per their location. Hence, it is important to double-check if it is indeed your correct Cash App routing number.
>> Read: How to Get Cash App Tax Refund Deposit Directly?
So, Once you have the routing number, you can find out your Cash App bank address easily. A simple search online can help you know your bank name, phone number, and address from your routing number.
What Bank is Cash App with?
Cash App is with the Lincoln Savings Bank. The Lincoln Savings Bank is issued to license Cash App banking facilities and is used for Direct deposit with their own unique Cash App account and routing number.
However, Lincoln Bank has several branches and you need to get it right in order to receive your funds correctly into your account.
That is where your Cash App Bank Name, routing number, and other details are needed.
How to find Cash App Bank Name, Routing, and Account Number?
Follow the below steps to find out the Cash App Bank Routing Number:
- Open the Cash App on your smartphone
- Tap the “$” sign button from the “My Cash” option.
- Scroll down and click on the “Cash” option.
- Locate the “Direct Deposit” option.
- It will display your Cash App routing number
- Next, select the “Get Account Number” option to get your Cash App Account Number
Now you can get your bank name, phone number, and address via routing number (When you search it online).
A routing number identifies the location of the bank’s branch where your account is opened. This number allows financial institutions, to not confuse one bank with another and trace where the money is coming from and where it’s going.
It is also an important part of the information required for banks to process direct deposits, checks, and auto payments.

How to Find a Cash App Bank Name from your Routing Number?
To look up your bank name and other info via its routing number, you can search on the ABA’s website.
- Visit the ABA Routing Number Lookup Website.
- Accept their terms of conditions.
- Enter your Routing number and Validate that you are a person, not a robot
- Click on the search to find your Cash App bank name.
The website allows for single lookups of routing numbers and is only intended for use by individuals who need to look up their financial institution’s routing number.
Additionally, if you wanna search for your routing number, you can also do so through their website by inputting the bank’s name and address.
>> Read: Cash App Direct Deposit Unemployment Benefits Guide
It is also limited to no more than two lookups per day and ten lookups per month.
Note: In some cases, users do get confused between the Account and Routing Number. So, if you search your Account Number on the ABA Lookup Website, nothing will show up.
Your bank routing number is a nine-digit code that’s based on the Bank location where your account was opened. It identifies the bank that’s responsible for the money going in and out of your account.
So, all bank account holders from the same branch as your account have the same routing number.
Your account number on the other hand (usually 10-12 digits) is specific to just your personal account.
One bank may also have multiple routing numbers depending on factors such as the region where the account is opened.
I’m pretty sure you will not get confused…it was meant to be just a reminder.

Final Thoughts:
Finally, What Bank does Cash App Use? The Bank used by Cash App is Lincoln Savings Bank which can be used for Direct deposit for Payments from your employer and other government benefits schemes.
Routing numbers are a matter of public record, so it’s quite easy enough to track down the institution details and info if you don’t know the bank name and address as in this case and also to check the legitimacy of a check and want to make sure that the routing number matches the institution named on it.
Once you get the detail of Cash App routing and bank account number, share the detail with your employer to get direct deposits in the app e-wallet.
When the Payroll did your paperwork for direct deposit, you will get a typical staple check form for DD with the two lines one for routing number and account. Follow the above steps and provide your info to your employer.
If you follow these above-mentioned processes, you can easily get your Cash App Bank name and address for direct deposit. If you still found any trouble or want a Cash app customer service help, you can contact them or let us know below in the comments and we will try our best to help you out.
Whitney Hobbs
I’m not to sure if I been using my cash app correctly