Cash App Bank Name: Lincoln Savings Bank and Sutton Bank 2023 ✅

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You see, Cash App doesn’t have its own bank. Instead, it partners with banks that are members of the Federal Deposit Insurance Corporation (FDIC).

This means that your money is insured by the FDIC, which is a good thing.


What is Cash App Bank Name and Address?

Cash App Bank Name

Picture this: It was a rainy Monday morning in early 2018, and I found myself facing an unexpected issue of setting up direct deposits on my Cash App.

Luckily for me, my friend Sarah helped me with the What to add as Cash App Bank and their account/ routing number.

Personally, I got confused too when I first started using the app and a friend of mine helped me out with it.

So, I wanna help those who are as confused as me the first time.

Is Cash App a Bank?

No, Cash App isn’t a bank. It collaborates with two FDIC-insured bank partners, namely Lincoln Savings Bank and Sutton Bank, to offer financial services to its users providing debit cards, direct deposits, and more.

Lincoln Savings Bank manages the Direct Deposit feature of Cash App, allowing users to receive their paychecks directly in their Cash App account.

I use their direct deposits for my paychecks and almost every week with the Cash Card here and there for my grocery and gas bills.

Fake Cash App Screenshot

What Bank Does Cash App Use?

While Cash App is not a bank itself, it operates in collaboration with the Bank to provide secure and reliable money transfer services.

1. Lincoln Savings Bank

  • It Processes direct deposits for Cash App users, enabling convenient paycheck and payment transfers.
  • Provides support for Cash App’s direct deposit feature, enhancing users’ financial experience.

2. Sutton Bank

  • Offers Cash App users the ability to issue the Visa-powered Cash Card.
  • Facilitates the issuance of the Cash Card, which can be used for purchases both online and in stores.

What is Cash App Bank Address?

Cash App Bank Address is Cash App, 1455 Market Street Suite 600, San Francisco, CA 94103.

How to Locate Your Cash App Bank?

Bank NameAddressRouting NumberAccount NumberAccount Type
Lincoln Savings Bank508 Main, PO Box E Reinbeck, IA 50669073 902 422Your Cash App account numberChecking
Sutton Bank1 S Main St, Attica, OH 44807041 215 663Your Cash App account numberChecking

What is Cash App Bank Address Zip Code?

Cash App Bank Address Zip Code is 50669. Lincoln Savings Bank 508 Main Street Reinbeck, IA 50669.

What is Cash App Sutton Bank Address?

Cash App Sutton Bank Address is 1 S Main St, Attica, OH 44807.

What is Cash App Bank Name for Tax Refund?

Cash App bank name for tax refund is Lincoln Savings Bank. For tax refund purposes and direct deposit, Lincoln Savings Bank is the bank name that you need to use with Cash App.

When it comes to tax refunds and setting up direct deposit with Cash App, you should use the bank information for Lincoln Savings Bank rather than Sutton Bank.

Lincoln Savings Bank vs. Sutton Bank

FeatureLincoln Savings BankSutton Bank
FDIC InsuredYesYes
Cash App SupportYesYes
Services OfferedDirect deposit processingChecking and savings accounts, loans, credit cards

Lincoln Saving Bank Routing Number

LINCOLN SAVINGS BANK routing number for cash app direct deposit

Routing Number: 073923033
Date of Revision: 042814
Address: 508 MAIN ST
State: IA
ZIP: 50669
Phone: (319) 788-6441

Sutton Bank Routing Number

SUTTON BANK routing number for cash app direct deposit
  • Routing Number: 041215663
  • Date of Revision: 082106
  • Address: P O BOX 505
  • City: ATTICA
  • State: OH
  • ZIP: 44807
  • Phone: (419) 426-3641

I feel like the app is quite secure and I will say I have used tons of P2P apps and other banking services, but Cash App is just as easygoing and also quite secure.

How to Find Cash App Bank Name: Step-By-Step

How to Find Cash App Bank Name

In order to set up direct deposit on Cash App, you need to know your bank’s information. This includes your bank’s name, address, routing number, and account number.

Total Time: 2 minutes

Step 1: Open Cash App

Launch the Cash App on your device.

Step 2: Navigate to the Profile Section

Tap the profile icon located in the top left corner of the screen to access the Profile section.

Step 3: Tap on the “Cash” icon

Under the “Cash” section, you will see your Cash App balance and a button that says “Add Cash.” Below that, you will see your account and routing number.

Step 4: View your Cash App Bank Details

To see your bank name, tap on the account number. A pop-up will appear that shows your bank name, routing number, and account number.

Read: What Kind of Account Is Cash App?


Do You Need a Bank Account to Use Cash App?

No, you don’t need a bank account to use Cash App, and even if you have one, you don’t need to link it to Cash App if you don’t want to.

You can add money by depositing cash at a retailer or setting up direct deposits to your Cash App balance.

You don’t need a bank account to use Cash App, but having one can make it easier to access your funds.

I found and experienced that having one is better because it will give more access to other features which are limited if you don’t link your account.

How to Transfer Money from Cash App Without a Bank Account?

So you want to transfer money from Cash App but you don’t have a bank account? Simply follow these steps:

Step 1: Order a Cash Card

The first thing you gotta do is download a Cash Card. It’s basically a virtual debit card that you can use to withdraw money from an ATM or make purchases online. You can order one for free from the Cash App.

Step 2: Add Funds to Your Cash Card

Once you have your Cash Card, you need to add funds to it. You can do this by linking your debit card or credit card to your Cash App account.

Just tap on the “Add Cash” button and enter the amount you want to add.

Step 3: Send Money to a Friend

Now that you have funds on your Cash Card, you can send money to a friend.

Just open the Cash App and enter the amount you want to send. Instead of selecting a bank account, choose the option to send it to a friend.

Enter your friend’s phone number or email address and hit send.

Step 4: Have Your Friend Withdraw the Money

Your friend will receive a notification that you sent them money.

They can then use their own Cash App account to withdraw the money from an ATM or transfer it to their own bank account.

How to Get a Direct Deposit Form?

I will walk you through the process of setting up direct deposits to making payments:

  • Open Cash App
  • Tap the “Banking tab”
  • Click on “Direct Deposit”
  • Select “Get Direct Deposit Form”
  • Fill out your employer’s information
  • Enter the amount you want to deposit from each paycheck
  • Select “Email Form”
  • Enter the recipient’s address
  • Tap “Send”

How to Set Up Cash App Direct Deposit: Tutorials

Here is a step-by-step guide to help you set up Cash App Direct Deposit from $25,000 to $50,000.

Step 1: Tap the Money Tab

Open your Cash App and tap on the “Money” tab located in the bottom left-hand corner of your screen.

Step 2: Select Direct Deposit

Next, select “Direct Deposit” and tap on “Get Started” under the “Automatic Setup” option.

Step 3: Search for Your Employer

Enter the name of your employer or payroll provider, and select it from the search results.

If you cannot find your employer, you can manually enter your employer’s routing and account numbers.

Step 4: Enter Your Employer’s Information

Enter your employer’s username and password when prompted. This information is used to verify your employment and set up your direct deposit.

Step 5: Confirm Your Information

Review your information and confirm that it is accurate. Once you have confirmed your information, your direct deposit will be set up and ready to use.

How to Find a Cash App Bank from Your Routing Number?

How to Find a Cash App Bank from Your Routing Number

To look up your bank name and other info via its routing number, you can search on the ABA’s website.

  1. Visit the ABA Routing Number Lookup Website.
  2. Accept their terms of conditions.
  3. Enter your Routing number and Validate that you are a person, not a robot
  4. Click on the search to find your Cash App bank name.

Users can also earn $100 from Cash App by doing surveys and participating in other promotions.

Does Cash App Bank Offer a Debit Card?

Yes, Cash App offers a free Visa debit card called the “Cash Card.” It’s linked to your Cash App balance and can be used online and in stores where Visa is accepted.

User Testimonials


“Take the routing number for the back-end of your CA account, listed in your user profile, and put it into Google. Most likely will come back as Sutton Bank.”




“Download your latest Cash App bank statement (PDF file) and scroll down until the end. It will state your routing number, account number, and issuing bank name. Example: Cash App does not have that information in the direct deposit form (PDF file) right now. They might add it in the future, so check yours out at your convenience.”



Note: These user testimonials are from Reddit users about their experiences and knowledge regarding Cash App’s bank information.

My Personal Experience with Cash App Bank

Here are some unique tips, tricks, and insights for using Cash App, along with my explanations of why they can be beneficial:

  1. Cash Boosts for Discounts
  2. Bitcoin Investment
  3. Instant Transfer
  4. Customized Cash Card
  5. Direct Deposit Setup
  6. Cash App for Business
  7. Cash App Cash Card for Teens
  8. Cash App Investing
  9. Cash App Debit Card Control
  10. Cash App Boost Partners

I will say they are helpful and beneficial because they all add up to the unique experience of using the app and not just for sending and receiving money.

Last week, I got a Boost for Starbucks and my wife got a Chic-Fil-A Boost. I know it’s not a big deal, but like I said it’s the small things like this, that personally make me love the app.

More Cash App FAQs

What is Cash App Bank Name for Direct Deposit?

Cash App Bank’s name for Direct Deposit is Lincoln Savings Bank.

What is the routing number for Cash App direct deposit?

The routing number for Cash App direct deposit is 073923033. This routing number is associated with Lincoln Savings Bank, which is Cash App’s partner bank for direct deposit services.

What is Cash App bank name on Plaid?

Cash App Bank name for Plaid is Lincoln Savings Bank. When you link your bank account to Cash App using Plaid, you will see the name of the bank that you are linking to.

Is Cash App Free to Use?

Yes, Cash App is totally free to use for most of their services. However, there are fees associated with certain features such as instant deposit transfers and ATM withdrawals, Bitcoin investments.

Is Cash App FDIC-Insured?

Yes, Cash App balances are FDIC-insured only when they are stored on the Cash Card, which is a debit card issued by Cash App. In other words, the FDIC (Federal Deposit Insurance Corporation) insurance coverage applies to the funds on your Cash Card if the partner bank where your funds are held were to face financial difficulties.

Are There Transfer Limits With Cash App?

Yes, Cash App has a transfer limit of $250 in 7 days and receives up to $1,000 in 30 days for Unverified accounts. After verification, you will be able to send $7,500 in 30 days with no inbound transfer limits.

Is Your Cash App Activity Publicly Available?

No, your Cash App activity is private. Transactions are locked and only accessible by you with your login details.

More Cash App Tutorials

Laurens Yarpei

Hi! I'm Laurens Yarpei, your go-to fintech expert with a passion for Cash App. Laurens graduated from the Adelphi University and the website has been Featured in Tribune, Republic World, Guardian NG, Zee News, Outlook, reaching financial independence at the age of 20s. He writes about personal finance, P2P Apps, investing, entrepreneurship, and mindfulness. Twitter, Facebook, YouTube , Pinterest. Linkedin

3 thoughts on “Cash App Bank Name: Lincoln Savings Bank and Sutton Bank 2023 ✅

  1. Now when it comes to gaming winnings, and Cash app is not affiliated with these vendor who have been trying to send the winnings to cash app. They get rejected and you have to try again. What am I doing wrong?

    1. When it comes to receiving gaming winnings through Cash App, there could be several reasons why the transactions are getting rejected. Here are some common issues and what you can do:

      Cash App Policies: Cash App may have specific policies or restrictions on receiving funds from certain vendors, especially if they are not affiliated with the service. Check Cash App’s terms and policies to see if there are any guidelines related to gaming winnings.

      Verification: Ensure that your Cash App account is fully verified. This typically involves providing your real name, date of birth, and other required information. Unverified accounts may have limitations on receiving funds.

      Transaction Limits: Cash App has daily and weekly transaction limits, and exceeding these limits can result in transactions being rejected. Make sure your gaming winnings do not exceed these limits.

      Source of Funds: Sometimes, Cash App may reject transactions if the source of funds is questionable or if the sender’s account is flagged for any reason. Ensure that the sender’s account is in good standing.

      Contact Support: If you’re still facing issues, it’s a good idea to contact Cash App support directly. They can provide specific insights into why these transactions are getting rejected and may offer solutions or guidance on how to proceed.

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