Cash App is probably the quickest mean of sending and getting cash from a financial account and contacts.

In the event that you use Cash App, at that point, there is a chance you may create a second account on Cash App.

Can I Have More than One Cash App Account?

⚡ Yes, you can have 2 Cash App accounts associated with two different bank accounts, Cards, Phone Numbers, and emails. According to official Reddit support, you can have more than one cash app account – either one personal account and one business account, or two personal accounts.

Continue reading for a step-by-step guide on how to set up two Cash App accounts and merge your 2 Cash App accounts if need be.

Disclaimer: This article is intended to be used for educational information alone. We are not to be held responsible for any action taken from the user’s end.

can i have 2 cash app accounts

Can you have 2 Cash App Accounts?

Yes, you can have two Cash App accounts using different bank accounts and login credentials. However, you would need to have two different bank accounts, Card, Phone number, and email address.

Having two Cash App accounts is a great feature if you wanna keep two Cash App accounts – Personal and Business.

You can get two accounts one after another. Yet, for 2 accounts, you need to follow a few conditions.

One of these conditions is to have two separate email addresses, financial accounts, and mobile numbers.

In the event that you have a double SIM android, at that point, it is only a couple of steps far to have met these conditions. You can also get a total guide on Do you need a financial account for Cash App.

Cash App Terms of Use Regarding 2nd Account

Note that based on their latest policy updates, any person is limited to just only one Cash App account at a time and one account can only send $7500 in a week.

So, if you need to spend more than $7500 per week, it can be problematic and hence people wanna have 2 Cash App accounts or maybe even 3 for some users.

>> Read: How Many Cash App Cards Can I Have?

Requirements to Open Second Cash App Accounts

This is an obvious thing, you need a separate and unique email or phone number for each of the two Cash App accounts. The same information in the form of an email id or phone number cannot be used for the various Cash App accounts.

Do you Need a New Bank account for the Second Cash app Account?

Yes, you do need a different bank account for your cash app second account. However, you can also replace your current banking details to avoid creating a new bank account.

Apart from the unique email address and mobile number, you also need to provide correct and accurate information about yourself while signing up for the second cash app account.

Related read: How to Delete a Cash App Account Permanently?

Doesn’t matter if the information is similar to your first account, make sure to only provide valid info. Providing fake information may not get your account approved.

How to Create a Second Cash App Account?

  1. Download and Launch the Cash App on your smartphone
  2. If you are logged in to your account, click on the ‘Profile’ icon from the top of the screen
  3. Scroll down to the bottom of the page and tap on the ‘Sign Out’ option.
  4. After signing out the first account, it will be redirected to the ‘Sign In’ page
  5. Click on the ‘Sign Up’ option to open a new Cash App account.
  6. Start the sign-up process with your new email address or phone number
  7. Verify the phone number or email ID
  8. Select the country and choose your account type as either business or personal.
  9. Next, add your bank accounts through debit cards. It will also prompt you to enter your card number, CVV, and bank details.
  10. Enter your personal info such as address and area zip code,
  11. Follow all the on-screen instructions and enter all the required information for setting up a new Cash App account

Note: Make sure to use a different mobile number, bank account, and email address.

How to Change Cash App Personal Account to Business Account?

First of all, you need to contact Cash Support to get a business account. Follow the below steps:

  • Launch the Cash App.
  • Head to the personal account setting.
  • Click on Contact “Cash Support” to switch from personal to business.

How to Change Cash App Business Account to Personal Account?

Cash App account by default is always personal. However, you can always switch back and vice-versa.

  • Launch the Cash App account.
  • Click on the profile icon located at the top of the home screen.
  • Scroll down and click on “Cash Support”
  • Connect to the representative and get your account switched back to personal.

How to Replace a bank account with Cash App?

Follow the below steps to replace your current banking details:

  • Open the Cash App account on your device.
  • On the home screen, click on the “My Cash” or baking tab.
  • Scroll down and tap on the bank button to see your bank account details.
  • Tap on the menu button and select to replace.
  • Fill up the new details of your bank account including your new debit card.
Can You Have 2 Cash App Accounts

How to Merge 2 Cash App Accounts?

  • Open Cash App on your phone.
  • Tap on the profile icon located at the top right corner.
  • Click on the “Personal” option.
  • On the new option, tap on the “Add Phone or Email” option to add the other Cash App account details.
  • Once you added the email or number, the Cash App will merge both accounts into one.

Note: If you lost access to one of the accounts and wanna merge the two, you need to contact Cash App customer service to help you with it.

How to Create Multiple Cash App Accounts?

This the one of the most frequently asked questions by the customer who is using Cash App on a daily basis.

You simply need to sign out from your first Cash App account and then follow the steps given below:

  • Firstly, you need to download the Cash App.
  • Go to the profile which is on the main home screen.
  • You will see all your personal details there.
  • Then you have to sign out from the account.
  • Once you are out of the first Cash App account. Then open the cash app again and this time select the option signup.
  • Now, you have to sign up for a new account with the new details for the account.
  • Make sure that the information you are entering is not the same as the first account.

Payments Restrictions

Cash App also has a few small restrictions. For instance, the minimum amount that can be transferred is $1. You also need the mobile number of the person to whom you are paying.

For iPhone users, SIRI can automatically make the transfers through the Cash App if you command SIRI and spelled out the name of the recipient, and mention the amount to be paid.


Can you have more than one Cash App account?

Yes, you can have 2 cash app accounts at a time either for personal or business use with two unique mobile numbers and email addresses.

Can you have 2 bank accounts on Cash App?

No, you cannot have 2 bank accounts on the cash app. At the moment, multiple bank accounts in Cash App are not possible.

Can I have multiple Cash App accounts?

Yes, You can have multiple cash app accounts with different contact and email address.


Cash App is a peer-to-peer mobile payment service to send, receive, and store money. The Square payment app is quite simple to use, safe, secure, and reliable.

Users can make instant fund transfers and payments whenever they need to.

It is quite simple to create and set up a Cash App account along with tons of amazing features including the ability to sell and buy Bitcoin and Stocks in Cash App.

However, note that Cash App is not a total replacement for your regular bank account, but rather a supplement that helps manage your payments and transfers with much more ease.

You can create two cash app accounts at a time for both business and personal use. Hopefully, you can create a new account with the above guide and understand the steps and their conditions.

In case we missed something, make sure to let us know by commenting below!

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