To apply for Western Union Netspend Card – Go to www.westernunion.com/us/en/netspend and click on the “Order Card” button. Enter your Name, Street Address, and Email address. Select your Direct Deposit option and Choose your Card. The system will conduct the identity verification and Card activation will be done once the system has verified your credentials.
A prepaid card is the latest means of exchanging money we know of. One of the most popular prepaid card service providers is the Netspend prepaid debit card.
With the western union Netspend prepaid Mastercard, you get the best of both worlds. The perks of a prepaid card with the bonus of sending and receiving western union money from any corner of the country.
If you’re excited about this feature as well and want to know more about the western union Netspend prepaid card, then you’re in the right place.
In this article, we’ll explore all there’s to know about the western union Netspend prepaid card. From how and where you can get one to how to use one. This article covers it all.
Also Read: Where Can I Use My NetSpend Card?
- What are the Western Union Financial Services and Western Union Netspend Prepaid Cards?
- How to Get A Western Union Netspend Prepaid Mastercard?
- The Benefits of Western Union Netspend Money Transfer Service
- Is It Safe and Legal?
What are the Western Union Financial Services and Western Union Netspend Prepaid Cards?
Before we try and understand how western union and Netspend are linked, it’s important to know what the western union international services are.
Western Union money transfer service is registered worldwide. The best perk about them is that you get to send money anywhere in the world. And western union transfers it in cash or directly into the bank account of the receiver, depending on where you’re sending the money.
You can make western union money transfers from any of their agent locations. These can either be private businesses, like banks, or foreign exchanges that operate on behalf of the western union. The western union Netspend prepaid card is the all-inclusive financial solution you need. Their money transfer services have changed the game.
From local money transfers to international transactions, the world is at your fingertips. There are also multiple transfer transaction possibilities, from account to account transfers or cash transfers. That being said, these cards can be used anywhere any other debit Mastercard is used.
For ATM withdrawals, online transactions, or in-store purchase transactions, the choice is yours.
How to Get A Western Union Netspend Prepaid Mastercard?
Getting a western union Netspend prepaid Mastercard isn’t as difficult a task as it seems. The process is more or less identical to getting any Netspend prepaid Mastercard.
You need to head over to their online account center, fill out an online form and wait for it.
Here’s how to Apply for Western Union Prepaid Debit Card:
- Step 1: Visit www.westernunion.com/us/en/netspend
- Step 2: Fill in your name, date of birth, address, and government ID number.
- Step 3: Make sure you read the cardholder agreement carefully before signing up.
- Step 4: After this step, the system will conduct the identity verification required before activating your account.
- Step 5: Card activation will be done once the system has verified all your credentials.
- Step 6: After ten business days, you’ll receive your card, and your card account will be active.
The cool thing is that there’s no minimum balance required or credit check required to open an account.
The Benefits of Western Union Netspend Money Transfer Service
People with a western union Netspend card account can benefit from many of the unique features offered by the service providers. A few such features are given below.
1. Direct Deposit and Western Union Money Transfer
There’s good news for those enrolled in the direct deposit program.
With a direct deposit subscription, you can get your paychecks, and government benefits check two days earlier than you normally would.
You can also directly deposit cash in any of the 130,000 locations of Netspend or through western union agent locations.
With the western union Netspend prepaid Mastercard, you’re not only getting the perks of a prepaid Mastercard, but you also get the benefits provided by western union services.
With this prepaid Mastercard, you get to make transactions in more than 200 countries. Whether it’s to your card account or any other savings account. The choice is all yours.
2. Anytime Alerts and Mobile App
Western Union money transfers have become even more convenient with their mobile app.
This is the ultimate money management tool you need on the go.
Send and receive money with just a few taps on your phone’s screen. You can register to receive emails and text message alerts of all the transactions happening through your account with the relevant details.
3. Custom Card and Monthly Fee Plan
With an additional custom card fee, you can also get yourself a personalized card! This custom card can even have a picture of yourself on it. This way, you’ll help merchants know it truly is you.
If you want to know more about custom cards, then the website offers an online custom card FAQs section. Here you can also find out how you can get a replacement custom card if you lose your own.
If you’re one of those people who aren’t fond of paying transaction fees on every purchase, then you might want to settle for a monthly fee. By paying a monthly fee, you also get additional benefits. If you direct deposit over $500 every calendar month, you get to have unlimited transactions.
You won’t pay any direct or associated fees no matter how many transactions you make. Instead, you only need to pay $5.00 each month at a fixed fee schedule.
Is It Safe and Legal?
Yes, western union Netspend cards are safe. With features like fraud prevention restrictions, ID verification, these cards are safe. They’re also backed by FDIC, so every transaction you make is insured.
The Netspend Corporation has received its license from the New York State Department. And Western union services are in line with the federal government standards and the USA patriot act to ensure the prevention of money laundering activities. So yes, it is a perfectly legal service.
The western union Netspend card service is very different from the typical banking practice.
It’s both convenient and fast. Plus, you can do all sorts of legal, financial activity while using nothing but a single card account. With the western union Netspend account, you can pay as you go or perform international transactions.
The world of money is yours to maneuver. Of course, you have to think about ATM fees and other associated fees.
However, Netspend rewards its customers with services like the refer a friend program.