NetSpend Cards can be bought at the following stores: 7-Eleven, CVS, Dollar General, Dollar Tree, Family Dollar, Rite Aid, Target, Walgreens and Walmart. Alternatively, you can get NetSpend Cards by applying online and get them in your mail within seven to ten business days after the order placement.
With over 10 million customers, Netspend has been a force in the prepaid debit card market since 1999.
This alternative financial service is not only for unbanked individuals, but it also works for people with a traditional bank account.
However, the Netspend prepaid debit card provides a convenient and secure way to manage finances for individuals who cannot get a checking or savings account.
That said, Netspend is hardly the only player in the prepaid card market. However, what sets Netspend apart from various competitors is easy card accessibility.
You can order a Netspend card online for free or get it from over 130,000 participating retailers. To find out which retailers carry Netspend cards near you, you can log onto their website and find them through their Location Finder.
Read on as we guide you exactly where you can find a Netspend card near you.
- Can I Get a NetSpend Card at Stores?
- 2 Ways To Get A Netspend Visa Prepaid Card or A Prepaid Debit Mastercard
- Why Use Netspend Prepaid Cards?
- Final Thoughts
Can I Get a NetSpend Card at Stores?
Yes, visit one of the following retail stores and ask the cashier to buy a NetSpend Card.
- Dollar General
- Dollar Tree
- Family Dollar
- Rite Aid
2 Ways To Get A Netspend Visa Prepaid Card or A Prepaid Debit Mastercard
As mentioned, there are two simple ways to get your Netspend card: you can order one online or get one through a retailer that carries them. If you want to get the prepaid card in person, you can go to the nearest retailer that sells it.
Here we discuss everything you need to know about getting your hands on a Netspend card near your location and online.
1. Get A Netspend Prepaid Card From a Retailer
Netspend has more than 130,000 participating locations where you buy a Netspend card and reload it for a varying fee. The purchase fee for a Netspend card can be up to $9.95, depending on the retailer. The purchase fee is subject to change. To find out which retailers sell Netspend prepaid cards, you can log onto the company’s website, where you can find the participating list.
- Click the “Location Finder” tool
- Enter your ZIP code or city and state.
- Once you enter the required information, you will see red indicators on the map, showing where you can buy and reload Netspend cards.
- You will also find nearby locations in a list of their reload fee displayed.
- Click on your desired red location indicator or choose one from the list
- Find additional information like the retailer’s address, phone number, and the reload fee.
You also have the option of sending the location information to your phone or email address.
Alternatively, you can also choose to get directions. Once you reach the vendor, please note that you are required by the USA Patriot Act to provide your name, address, date of birth, and government ID number to open a card account. You may also be asked for additional identity verification, like your driver’s license.
You need to activate your card and verify your identity before using your Netspend account. In the case of partial identity verification, you may only be able to use your card for in-store purchases.
At the same time, you would be restricted from making ATM withdrawals, account-to-account transfers, international transactions, and additional loads.
According to the Netspend website, Vermont residents cannot open a card account because of no eligibility.
2. Order a Netspend Prepaid Card Online
Another simple (and free) way to get a Netspend card is to order it online. Netspend does not charge any fee to order or activate their prepaid cards. Upon activation, you can choose your preferred fee structure, whether pay-as-you-so or the monthly fee plan.
- Click on the “Sign Up Now ” button on the Netspend website.
- You will be redirected to an online order form, where you will have to enter your name, address, and email ID.
- Choose the kind of payment you want to receive through Direct Deposit or select none and change the option later.
- Create your username and password, along with a security question. Upon completion, you will log on to your card account.
Subject to identify verification, your approval is guaranteed. The card will arrive in your mail within seven to ten business days after the order placement. If the card’s arrival takes longer, you can call Netspend customer service at 1-866-387-7363.
Your card will come with all the necessary material to activate it, including the steps to verify your identity.
Why Use Netspend Prepaid Cards?
Netspend, a registered agent of The Bancorp Bank, MetaBank, NA, and Republic Bank & Trust Company, gives you the freedom to use your prepaid cards essentially everywhere you can use a Visa debit card or a debit Mastercard, without having a bank account or credit check.
Not just, but you also get payback rewards, access to an account online, and the flexibility of ATM withdrawals, or even incurring a late fee (since this is not a secured credit card).
You can pay bills, shop in-store and online with a Netspend Prepaid card. However, these are not the only benefits of having a card account.
1. Direct Deposit
You can have all or a part of your government benefits and paycheck directly added to your card account for free through Direct Deposit. This allows you to have your money ready potentially two days earlier.
2. Ease of Fund Transfer To Your Card Account
There are several quickfire ways to transfer money to your card account. You can do bank transfers, use mobile check load, get cash reloads from over 130,000 retailers, transfer money from other Netspend cardholders, to name a few.
3. Save Money Through Your Netspend Savings Account
Netspend also allows you to make a savings account with up to a 5.00% Annual Percentage Yield (APY). This way, even without traditional banking, you can save and earn cash for emergencies.
There are over 130,000 participating retail locations where you can buy a Netspend prepaid card for a fee of up to $9.95.
These locations can also reload cash on your prepaid card. Finding a location near you is pretty straightforward when using the Location Finder tool on the Netspend website. The tool gives you the phone number, address, and directions to your retailer of choice.
Another hassle-free way to get a Netspend card is to order one online. You only have to fill out an online form and receive the card in your mail in a week or ten business days.
Your card and online account will be ready to use after the card activation and identity verification steps.