Your NetSpend routing and Account number is a sequence of digits used to identify specific financial institutions and accounts to direct the exchange of funds to and from one another. To find your NetSpend account and routing number – Text DIRECT to 22622 and Netspend will text you the routing number and account number.
Alternatively, log in to your NetSpend account and select the add money button. Your routing number and account number are listed.
The NetSpend routing and account numbers help link your NetSpend card to a bank account. Find out a NetSpend account and routing number and where to find them.
Banks and other financial institutions in the United States use routing numbers to identify themselves. This is a nine-digit code called routing transit, ABA routing, or RTN.
Routing number allows you to link your NetSpend card to a bank account, making it easy to transfer money and make payments between accounts. Banks use routing numbers to perform many financial transactions.
This includes setting up a direct deposit or paying bills automatically from your MetaBank account. You can also wire transfer to someone in the country or have payments like salary deposited into your account.
Federal Reserve banks also need the routing numbers to process federal funds transfer. Technically, a routing number uses eight digits to identify the Federal Reserve district and their specific bank or financial institution.
Today most routing numbers use nine digits. NetSpend uses the routing number to process electronic fund transfers such as direct deposits and bill payments.
This article explains a NetSpend account and routing number and where to find them.
Read: Does Cash App Have Account Number and Routing Number?
Contents
What are a NetSpend account and routing number?
A Netpspend Account and Routing number are used to identify a financial institution in the United States. Banks and financial institutions use the routing numbers to direct the exchange of funds to and from one another. The NetSpend account and routing number function similarly to a traditional bank account to help identify the bank issuer.
The account and routing number help in direct deposits. You can directly deposit cash to your NetSpend Prepaid card account once you have this information.
Someone can send you money using your bank account and routing number. You can also create fraudulent checks using your bank account and routing number. You need this account and routing number to open an account and set up your prepaid debit card.
A NetSpend account number is a unique number that identifies your prepaid card. It differs from the number listed on the face of the prepaid card. It only takes a few minutes to open an account, whether online or in person.
You won’t be subject to the credit card or minimum deposit requirements when opening a NetSpend account.
A routing number is a unique number that identifies the bank issuing your prepaid card. Every prepaid card has an issuing bank different from the card issuer. For example, the issuing bank for NetSpend Visa is MetaBank, which is a member of the FDIC.
Although some account numbers are nine digits, you can easily distinguish your NetSpend’s routing number because it is at the bottom left or middle set of numbers enclosed in a pair of identical symbols.
However, don’t look for your NetSpend routing number on your ATM debit card or prepaid card.
Read: How to Change Routing Number on Cash App?
How to Get NetSpend Account and Routing number?
It is easy to get information about the account and routing number for your NetSpend prepaid card.
Here’s how to find Netspend Routing and Account Number:
- Log into your Netspend account
- Select the link to add or transfer money.
- You will find information regarding your routing and account number listed under the option for adding money from a bank account.
Look at the back of your NetSpend card to know your routing and account number. Whether using a meta bank account in the US to send or receive a domestic or international wire transfer, ensure your payment arrives using the right routing number.
If MetaBank is registered, the routing number differs from when it represents International Bank (INB).
It’s important to keep your accounting and routing number safe because someone can have your bank account using this information.
While someone cannot directly hack your account using your routing number, carelessly disposing of the number can compromise your bank account because personal checks contain both routing and account numbers.
Read: What Is The Daily Spending Limit On A NetSpend Card?
How to find your NetSpend account and routing number?
The NetSpend routing and account number depend upon the person’s location at account creation. It also depends on the transaction and where you opened your account.
For example, check the bottom of your checkbook to find the routing number for your bank account.
You can find the NetSpend routing number and account number for Direct deposits in several ways.
- Log into your online account and
- Navigate the “Direct Deposit” from the main menu.
- You’ll see the Netspend card account and routing numbers in a grey box on the right side of the screen.
- This is the account information required to sign up for a direct deposit.
- Copy and share the account and routing numbers with your friends if you want them to send money to you.
You can also find the account and routing number by logging into your NetSpend account and selecting the button to add or transfer money. The routing number, account number, and issuing bank are listed under the option for adding money from a bank account.
The issuing bank, account number, and NetSpend card routing number will be listed under the option for adding money from the bank account.
Alternatively, call the phone number 1-866-387-7363 and select the option for other services to get your Direct deposit information. You can also text “direct” to 22622 to get your routing and account number if you enrolled on the Anytime Alerts service. NetSpend will send the numbers to you.
If you don’t have a Netspend card and want to sign up for a free Direct deposit, start ordering a Netspend card. Once you’ve received a card in the mail, you’ll find Direct deposit sign-up instructions and how you can get the Netspend routing and account numbers.
You can get your NetSpend account number by logging into your account online and clicking “Money Add/Manage. You will see the account number on the Direct Deposit tab.
Read: Where Can I Get A Temporary NetSpend Card?
Bottom Line
Every prepaid card has an issuing bank that differs from the card issuer. For example, MetaBank is the issuing bank for the Netspend Visa.
The account number identities your prepaid card, while the routing number identifies the bank that issues your prepaid card. You can get this valuable information by logging into your Netspend account and selecting the add or transfer money button.
You will see the information listed under the option to transfer money.
