How to Get Money Off Cash App Without Bank Account & Card 2023 ✅

4.9/5 - (12 votes)

Cash App without a debit card means you don’t have a linked bank account on your account. If you don’t have a bank account set up, we recommend you set up a new bank account and link it to your current Cash App account.

But, you are here “How to get money off Cash App without a bank account?”

To get money off Cash App without a bank account is possible if you already have a card linked to your Cash App account. Visit the “Activity” tab – Select the pending payment tab and click “Accept” on the button next to the sender’s name.

An alternative option is to send the money to friends and cash out from their end using their card or bank account.

Cash App is flexible to transfer money with your contacts instantly at no charge.

cash app cash out

How to get Money on Cash App?

You can get money on Cash App and receive Cash App payments without limitations after you verify your Cash App account to your Cash App username. You will need to manually accept the first payment if you are transacting for the first time with the Cash app user.

To accept and receive the money the Cash app user sent, go to your activity and click on “Accept.” Confirm that you would like to receive payment from this person. from the pop-up menu and Tap “Confirm” and “Done.”

Can you Get Money Off Cash App without a bank account?

Yes, you can Get the Money Off Cash App without a bank account.

Matter of fact, you can still Cash App without a bank account to send and receive money to and from your contacts.

However, since your account is unverified, there are some restrictions that apply.

Unverified Cash App accounts can send only $250 in a week and receive $1000 per month without linking to a bank account. To increase the sending and receiving limit of your account, you will need to add your bank account and verify your identity on Cash App.

Cash out on Cash App without a bank account

There are two options to get money off Cash App.

  • Cash-out with Cash App Card ATM
  • Cash Out with a Transfer to your Bank Account or Card

However, if you are looking to get money off Cash App without a bank account, we can assume that you have no Cash Card since it requires account verification to get hold of the card.

So, the next option on how to get money off a cash app without a card is by sending the money to your Cash App contact and then receiving the money by Cashing out through their Card.

>> Read: Can I Use Cash App Without a Bank Account And Debit Card?

If you are planning to use Cash App in the long term, linking a valid bank account is quite necessary in order to get the full benefits of the payment platform which are limited in many ways for unverified accounts.

How to get money off Cash App without a Bank account?

  1. Open the “Cash App” application on your iPhone or Android.
  2. Tap the “My Cash” or “$” tab.
  3. Enter the amount to transfer to your contact.
  4. Tap the “Pay” button and proceed.
  5. Select the person from your contact list.
  6. Enter a brief note for the payment and Click on the “Pay” button.
  7. Enter your PIN or Scan your finger to confirm your identity.

Once the funds arrived in your friend’s Cash App account, you can cash out from their end.

How to get Money off Cash App without Card?

  1. Open Cash App on your device.
  2. Select the “$” option
  3. Click on the “Cash out” tab
  4. Enter the amount to transfer to your bank.
  5. Tap on the “Cash Out” option.
  6. From the pop-up on the screen, choose the deposit speed – instant deposit or standard deposit.
  7. Scan your finger or enter your PIN to confirm your identity.

Depending on your selected deposit speed, your cash app account balance will be deposited into your bank account. For a Standard deposit, it could take three to four business days to get your money settled in your bank account.

Another alternative way to get money off Cash App without a bank account is to get the help of a retail shop such as Walmart, Walgreens, CVC, Target, and Dollar as they allow support the Cash App payments.

>> Read: How do I Add Money to My Cash App Card?

The above-mentioned stores can also help load money to your Card or account.

How To Avoid Charges On Cash App?

This is only possible if you have a linked card or bank account.

Since you won’t be able to send money to your bank account or card if you don’t have them linked to your Cash account.

But if you do, an instant deposit to get them deposited immediately into their bank account is subject to a 1.5% fee (with a minimum fee of $0.25) but arrives at your debit card instantly.

If you wanna avoid charges on the Cash app, opt for a standard deposit but you need to wait a maximum of 3 business days to reflect your funds in your bank account.

How to Receive Money without a Bank Account?

You can still receive money without linking a bank account but the money received will be available in your Cash App wallet and cannot be cashed out since it requires the Cash Card.

  • Open Cash App on your device.
  • Select the tab “Activity”
  • Click on the pending payment tab.
  • Tap “Accept” on the button right next to the name of the sender.

Since you have no bank account linked to Cash App, it will be received directly to your Cash App wallet.

How to know whether the transfer is successful or not?

In most cases, Cash App transfer takes place instantaneously, but sometimes it doesn’t get settled in the bank account in 3 days. To avoid this issue, you can check your payment status.

Follow the below steps to Check Payment Status:

  • Open Cash app application on your iPhone or Android.
  • Tap on the Activity tab from the Cash App home screen
  • Select the transaction made to your bank.
  • Select the button available below the transaction details.

The same applies to check the status of any other payment activity.

Do we recommend linking the Bank account to Cash App?

Yes, we do!

Linking your Bank account allows you to easily transfer money from Cash App to a bank account and vice-versa.

Verifying your account also allows you to greater transaction limit with a sending limit of $7,500 per week and an unlimited receiving limit.

To Increase your Cash App limit requires you to submit your full legal name, social security number, and your date of birth.


That is all the information required to get money off the cash app without a bank account.

Follow the above methods to Cash out money from Cash App Without a bank account. Using a Cash App without a bank account or card can really be hectic. Hence, a bank account is required for Cash App wallet maximum benefits.

If you have any queries, let us know in the comment below!

Laurens Yarpei

Hi! I'm Laurens Yarpei, your go-to fintech expert with a passion for Cash App. Laurens graduated from the Adelphi University and the website has been Featured in Tribune, Republic World, Guardian NG, Zee News, Outlook, reaching financial independence at the age of 20s. He writes about personal finance, P2P Apps, investing, entrepreneurship, and mindfulness. Twitter, Facebook, YouTube , Pinterest. Linkedin

One thought on “How to Get Money Off Cash App Without Bank Account & Card 2023 ✅

Leave a Reply

Your email address will not be published. Required fields are marked *

Recent Posts