How to Get Cash App Card Under 18?

To Get the Cash App Card Under 18: 1. Open Cash App 2. Create an Account 3. Link a Bank Account with the Parent as Cosigner 4. Request a Cash Card 5. Verify Your Identity 6. Wait for Card Delivery 7. Activate the card 8. Set Up Parental Controls.

According to Cash App terms and conditions, a person needs to be at least 13 years of age to create an account as it is illegal to enter into a contract unless you are already an emancipated minor.

Cash app for Kids


Here’s a step-by-step guide on how to set up Cash App for kids:

  1. Download Cash App: A parent or guardian must download and set up Cash App on a phone, tablet, or laptop.
  2. Connect a Bank Account: You can use Cash App without connecting a bank account, but doing so will limit the app’s functionality.
  3. Invite Your Child: In account settings, tap “Invite Someone to Cash App” then select “Invite a child between 13-17 years old”.
  4. Send Invitation Link to Child: Parent sends invitation link to child.
  5. Child Downloads Cash App: Child follows link, downloads Cash App, enters parent’s name and phone number, confirms identity.
  6. Set Up Parental Controls: Open the Cash App on your phone. Tap on the profile icon in the top left corner of the screen. Tap on “Settings”. Tap on “Parental Controls”. Enter your PIN or Touch ID. 

You can now set spending limits, approve or deny transactions, and monitor activity.

Cash app for Kids

Feature of Cash App for kids

Cash App Kids called Family Accounts which allows parents or trusted adults to invite someone aged 13-17 to use Cash App. This feature is designed to teach children and teenagers about money management in a safe and controlled environment.

Here are some key features of Cash App for kids:

  • P2P transactions: This includes recurring allowance payments.
  • Cash Card: Kids can have their own Cash Card.
  • Cash App Pay: This feature is also available.
  • Direct deposit: Kids can receive money directly into their Cash App account.
  • Boost: This feature provides instant discounts.
  • Bitcoin and Stocks: Kids can learn about investing with permission and customized limits set by their sponsor.
  • Savings: Kids can set aside money for their goals.

The parent or trusted adult (the sponsor) becomes the legal owner of the sponsored account and can track activity in the app, turn specific features on/off, and cancel sponsorship at any time. 

The cash balances of both sponsored accounts and their sponsors are FDIC-insured up to $250,000 through Cash App’s partner banks.

How to Get Cash App Card Under 18: Step-By-Step

How to Get Cash App Card Under 18

Here’s a step-by-step guide to getting Cash App Card Under 18, 17, 16, and 13:

Step 1: Download and Install the Cash App:

open cash app

1. Search for “Cash App” and Tap on “Install” to download and install the app on your device.
2. Once the installation is complete, launch the Cash App.

Step 2: Sign Up and Create an Account

Sign Up and Create an Account

1. Open the Cash App and tap on the “Sign Up” or “Create Account” button.
2. Enter your email address or mobile number to create a new account.
3. Create a unique and secure password for your Cash App account.
4. Follow the on-screen prompts to complete the sign-up process.

Step 3: Link a Bank Account with Parent as Cosigner

Link a Bank Account with Parent as Cosigner

1. Tap on the profile icon or your account settings.
2. Select the “Bank Account” or “Add Bank Account” option.
3. Follow the instructions to link a bank account to your Cash App.
4. Ensure that the bank account has your parent listed as the cosigner. This allows them to have visibility and control over the account.

Step 4: Request a Cash Card

Request a Cash Card

1. Tap on the Cash Card icon or the “Order” button.
2. Follow the instructions to request a Cash App Card.
3. Provide the necessary details such as your shipping address.
4. Review the information and confirm the order.

Step 5: Verify Your Identity

Verify Your Identity

1. Once you’ve completed the steps above, your Cash App Card order will be processed.
2. Wait for the Cash App Card to be delivered to the shipping address you provided during the ordering process.
3. The delivery time may vary depending on your location.

Step 6: Activate Your Cash App Card

Activate Your Cash App Card

1. Once you receive the Cash App Card, open the Cash App.
2. Tap on the Cash Card icon or the “Activate Card” option.
3. Follow the instructions on the screen to activate your Cash App Card.
4. You may need to enter the card details, including the card number and CVV.

Step 7: Set Up Parental Controls

Set Up Parental Controls

1. Tap on the profile icon or account settings.
2. Select “Parental Controls” or a similar option.
3. Follow the instructions to set up and customize the parental controls according to your preferences.

Can I get a cash app card for my child who is a minor?

Yes, you can get Cash App Card for your child who is a minor.

Limitation of Cash App for 13-17 Years Old

Once an account is approved by a parent or guardian, anyone 13+ will have access to the following features:

  • Send, receive and request USD payments ($1,000 per 30 days)
  • Cash Out from balance ($25,000 per 7 days)
  • Add Cash to Cash balance ($7,500 per 30 days)
  • Cash Card spending and ATM Withdrawals
  • Direct deposit
  • Boost instant rewards

Here is a list of features available above 18+:

What’s the Catch for Cash App 13+

There is however one major catch to using the Cash app for 13+ as the parent or legal guardian in question needs to have a verified Cash App account of their own in order to approve the teen’s request.

Basically, it is like adding a member to your Spotify Family plan members.

The adult in question is the legal owner of the account — and the teen is technically only just an authorized user. So, the adult can have access fully to see the transactions history in their monthly statements along with features such as “deactivate the Cash Card and account at any time in the app.”

Read: How to Set Up Cash App for Minors Account?

can i use cash app if im under 18

Can I Use Cash App if I’m Under 18 and a Minor?

Yes, you can use Cash App if you are above 13+ and get access to a Cash App account but with limited features. However, it comes with certain limitations and risks that can put your account on hold and will require you to verify your account.

To use Cash App you must be 13 years of age or older. In order to use the app, you must be 13+.

Cash App Restrictions for 13+ Accounts

Teens from 13 to 17 don’t have free rein on the app as most of the features are limited. Cash App users under age 18 are still barred from using some key features, like investing, buying and selling Bitcoin, depositing checks, and making cross-border payments through the service.

Their Cash Card is limited and barred from transactions at bars, nightclubs, liquor stores, hotels, casinos, and other spots. They’re also barred from using the card to pay for car rentals, cigars, dating services, bail payments, and such.

Can I get a Cash App Card for my Minor child?

Yes, you can get a cash app card for your child if they are 13+. You must have lied when you entered your DOB to open a Cash App account in the first place if you are below 13.

So wait until you are 13 to get an account with limited features and 18+ for full access to the app features and benefits to get the Cash App Card.

When you open a Cash App account, you are agreeing to a binding legal contract with the company.

Before a user can enter into a binding legal agreement known as a contract, he or she needs to meet the legal contract age. The legal contract age for Cash App is 18 years old in the US and in most jurisdictions.

However, Square has allowed teen users with adult supervision as parents and guardians can see every transaction and transfer through monthly statements. 

>> Read: 4 Cash App Card Designs – Steps to Design Your Own Card

How to Verify Cash App for 13+?

Thirteen- to 17-year-olds will need to input their parent or guardian’s email, phone number or $cashtag username. Cash App will use that data to contact the adult and ask them to accept the teen’s account.

How to Request Cash App Card for 13-17 Yrs Account?

To request a Cash Card for a 13-17 Years Account:

  • Open Cash App on your iPhone or Android
  • Tap the Cash Card tab
  • Select your card style and customize
  • Enter your name and date of birth
  • Enter your parent or guardian’s information and tap Send

How to Verify Cash App if Under 18?

Users can now Verify their Cash App account if they are above 13 and make a Cash App account using an email account, and a valid phone number. You can use a Cash App without verifying your account for small transactions.

With the updated Cash App terms of service, it requires users to be 13 years or older to sign up. If users are exchanging a high volume of money through the Cash app, they may be asked to verify their identity with a Social Security number and other documents.

How to Use Cash App Under 18 and Minor?

There are two options to use Cash App under 18 – Lie about your age and transact without verifying your account. The other option is to use your Parent’s or Guardian Cash App account or card. Claiming to be 18 without verifying your account has limitations and comes with certain risks.

According to the Cash App website, they don’t allow anyone under 18 to open an account because no one under 18 is allowed to enter into a legal contract in the United States: When you open a Cash App account, you are agreeing to a binding legal contract.

How to make a Cash App Account Under 18?

You can create a Cash App account Under 18 – Enter your email address or phone number. Type the code that is sent to your email/phone. Enter your full name. Choose a $Cashtag and Enter your ZIP code.

It means that your unverified account will have certain limitations with a sending limit of $250 in a week and receive $1,000 in a month.

Cash App Under 18 account will also limit you from having a Cash Card, Stock trading, Bitcoin, etc.

Cash App for Minors

Cash App for minors also known as the unverified Cash App account is a free account that anyone can create on Cash App faking their age to be over 13. But Cash App for teenagers and minors is limited as there is no official version for Cash App minors.

Cash App is pretty useful to transfer and exchange money with friends and family on your phone, without any real hard cash actually changing hands.

Cash App is a pretty practical and convenient way to send and receive money. So, parents might wanna give their kids their Cash app to buy something for school, or whatever the purpose may be, parents can transfer funds from their Cash App to their kids’ account.

>> Read: How to Add Money to Cash App Card?

Can Kids Have Cash App?

Kids above 13 can have Cash App account. The updated Cash App terms of service require users to be 13 years or older to sign up. Children under the age of 13 cannot enter into the contract. The only way they can legally have a Cash App is to use their guardian’s card.

If you want your child to have a separate Cash App account and Cash card, you’ll have to wait for them to reach 18 and open one in their own name as a legally authorized user.

Cash App Card for Kids and Minors

You cannot order a Cash App card if you are a kid and under 13. An unverified account doesn’t allow you to order a Cash Card. In order to get the card, you will first need to verify your account. Cash App for Kids has various limitations.

Here the term Cash App for Kids refers to an Unverified Cash App account as anyone can create an account and start using it with their basic features and limits to send and receive money.

What happens if you make a Cash App account under 13 Minor?

According to Cash App rules, they don’t allow anyone under 18 to create an account to enter into a legal contract in the United States: So, When you open a Cash App account, you are agreeing to a binding legal contract with Cash App.

You can fake and create an account on Cash App to receive money.

However when you try to verify your account, it will ask for your Card, bank account, and social security number and if you are not over 18, it can block your account.

But with the latest update, you need not worry about it as users above 13 can enter the contract.

How to Get Cash App Card Under 18

Cash App Under 18 Problems

Let’s say you did create an account by faking your age without verifying your account. But, it will prompt for an ID copy of yours to prove that the person holding the account is at least eighteen years old.

Without verifying your account and age confirmation, the money transferred into a minor’s account will simply remain in the account and won’t be able to withdraw until you do so.

>> Read: How To Verify My Identity on Cash App?

For instance. The father and the kid both have Cash App accounts. A father sends his kid 10$ for his pocket money. Once the money is credited in the minor account and wants to withdraw it.

It will require to confirm the account which in itself also needs to confirm the age with an ID. Hence, it won’t be able to perform any transaction aside from refunding the money to the original sender as it won’t allow to withdraw it.

So, with that in mind, Cash App is not really ideal for minors. It would be better to give cash instead and wait for them to get to 13.

Cash App Under 18 Solution

You can now use Cash app under 18 if they are above 13. So, that fixes the problem. However, it will still require permission from an elder supervisor.

People age 13 and up can now open a Cash App account that allows users to send and receive money among other features. They can also request a physical Cash app VISA debit card for use.

How to get a Cash App Card at 16?

You typically have to be 13 years old to get a Cash App card on your own. When users above 16 try to request a Cash Card or attempt to send a peer-to-peer payment, the app will verify their identity.

This is where the Thirteen- to 17-year-olds are prompted by the app to input their parent or guardian’s email, phone number, or $cashtag username. 

16 is not of legal age and needs to be 18 to use their services with all the features of the app.

How can I get a cash app card at 17?

You can get a cash app card at 17.

Alternatively, the goHenry Prepaid Mastercard is also a good option for a prepaid card that can be used by children that are younger than 13.

So, if you want to get a prepaid card that is the same as a Cash card which is a prepaid card too, you can use the goHenry Prepaid Mastercard as children as young as 6 and young adults up to 18 can use the goHenry card.

This also allows the parents to set age-appropriate spending rules for each of the child’s cards.

What Happens if You Lie About your Age on Cash App?

If you lie about your age on cash app and get a hold of an account when you are under 13, you can still do minor small transactions. However, If you are exchanging a higher amount, you will be asked to verify your identity with a Social Security number.

If you lie about your age on Cash App, you won’t be able to verify your account. It means you can send only up to $250 in a week and receive $1000 in a month.

Final Thoughts:

In the Google Play Ratings, it states that the recommended age to use Cash App is four and above. However, in the application’s terms of service – Cash App actually advises for ages 13 and above. The app is, however very much open to older teens but with high monitoring from their parents.

For any queries, let us know in the comments below!

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