How Do You Add a Child to Your Cash App? Restrictions for Minors

Teaching kids about financial responsibilities is essential, which is why it’s important to know how to add a child to your Cash App. Continue reading to find out.

Sharing the responsibility of money with your kids from a young age is essential so they can learn how to spend it and save it wisely. An easy way to do this is to add your child to your Cash App. You’ll be able to monitor their actions, and they’ll get to take a significant step toward adultness.

But how do you add a child to your Cash App?

To add your child to your Cash App, do the following:

  1. Let your child download the app and request account authorization
  2. Accept the account authorization request from your account
  3. Add cash to their balance or let them request the Cash App Card

Now that we’ve given you a glimpse of the required steps, it’s time to dive into more details and tell you all about the available features for minors on Cash App.

RELATED READ: How to Get Cash App Card Under 18, 17, 16, 13?

How Do You Add a Child to Your Cash App

How to Add a Minor to Cash App?

Adding a minor to your Cash App account is possible through a few easy steps. Here’s what you and your child should do to get it done.

1. Child

Note that only minors from age 13 to 17 are allowed on Cash App. If your kid is younger than this, you’ll have to wait for a couple more years. Here are the steps your kid should follow:

  • Download Cash App
  • Launch the application on your phone
  • Sign up for an account
  • Initiate account authorization by adding cash to your balance, requesting a Cash App Card, or sending a peer-to-peer payment
  • Respond to the prompt that’ll show in front of you and share your parent’s name, email address, phone number, or Cashtag

After these steps, Cash App will send an approval request to the parent’s account to authorize the minor’s account.

2. Parent

Here are the steps you should follow as a parent to approve your kid’s Cash App account.

  • Launch the application on your phone
  • Click on the Activity button on your application’s home screen
  • Click View on Request for Approval
  • Read the terms and conditions closely
  • Click on Approve

Available Features for Minors on Cash App

Once you approve your kid’s request to join your account on Cash App, they’ll have many available features they can access on the application. For starters, they’ll be able to request, receive, and send payments through the account with a maximum of $1000 per month. They’ll also be able to add cash to their accounts with the same maximum per month.

The most important feature is that they’ll be able to request a Cash App deposit card and use it to withdraw money from ATMs or pay during online shopping. More so, your kid will be able to use the Cash Boost option on Cash App and enable direct deposits.

On a fun note, your kid can put their artistic touch on their Cash App Card and make a custom one. They can also choose a unique Cashtag for themselves.

Restrictions for Minors on Cash App

Unfortunately, some features on Cash App are only available for people older than 18 years old. If your kid joins the application, they won’t be able to buy or sell Bitcoin, invest in stocks, borrow money, make any paper money deposit, and send or receive cross-border payments. 

Considering the risks that these features include, they won’t be available for kids, even if monitored by their parents.

In addition, authorized Cash App users under 18 years old will have a few merchant restrictions. For example, they won’t be able to use their card in bars, nightclubs, cigar stores, hotels, casinos, car rentals, or online dating services.

How to Review Your Kid’s Monthly Statement?

As a parent or a legal guardian, you can monitor your kid’s actions on Cash App and review their monthly statements. To do so, take the following steps.

  • Open the Cash App website on your laptop or desktop computer
  • Log in to your account
  • Go to the Activity page
  • Tap on Statements and pick the month you want to review
  • Look for the Authorized Accounts section down on the page
  • Choose your kid’s account

After reviewing your kid’s monthly statement, you can contact Cash App support and request to disable their account or terminate their card if you aren’t satisfied with their actions (but make sure to discuss this with your child first).

To Wrap Up

Letting your kids handle money at a young age will teach them more about managing money wisely and knowing when to spend and save it.

Luckily, they can do so under your supervision by applying for an authorized minor Cash App account and asking for your approval. As a result, they’ll be able to access many beneficial features, and they’ll also have many restrictions to put your mind at ease as a parent.

Now that you know how you can let your kids join Cash App, it’s time for some finance lessons over lunch!

Laurens Yarpei

Hi! I'm Laurens Yarpei, your go-to fintech expert with a passion for Cash App. Over the past 7 years, I've explored every nook and cranny of this digital finance platform, and now I'm here to share my insider knowledge with you. On my blog, you'll find tips, tricks, and insights to help you conquer Cash App. Find me at Linkedin, Twitter, Facebook, Pinterest.

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