ReallyNeedCash - Beginner's Guide to Cash App & NetSpend

Menu
  • Home
  • Cash App
  • Netspend
  • About
  • Disclaimer
  • Privacy Policy

2 Reasons for Cash App Payment Declined Due to Unusual Activity

June 9, 2022

Sometimes, Cash App payment declined due to unusual activity occur when the transactions are suspected of fraudulent activity on your account, it may decline payment for the purposes of safety. If you are alerted that a transaction has been declined for unusual activity, it means for whatever reason, your bank or Cash App is declining the purchase.

So, if you are getting this message, perhaps this is an effort from the app to safeguard your money.

At other times, it could be that there is an issue on your end.

The in-built safety features of Cash App ensure that all the transactions that happen using the app are safe and your money doesn’t go to the wrong hands.

In case you get a message that your Cash App and Cash App card declined due to unusual activity occurring, there could be certain reasons behind it.

Read: 7 Reasons Why Cash App Won’t Let me Send Money?

Cash App Declined Due to Unusual Activity

Contents

  • Why is my Cash App Payment Declined Due to Unusual Activity?
    • 1. Cash App Intervening for Safety Purposes
    • 2. Bank May Block a Transaction
  • What Can You Do to Reduce the Risk of Payments Being Declined?
  • Using Cash App: Frequently Asked Questions
    • How Safe Is Cash App?
    • Someone Is Trying to Send Me a Payment on Cash App But It Is Failing. Why?
    • Why Is My Cash App Declining Payments?
    • Can I Get Duped on the Cash App?
  • The Final Word

Why is my Cash App Payment Declined Due to Unusual Activity?

Let us take you through them.

1. Cash App Intervening for Safety Purposes

If Cash App suspects any unusual activity, it may prevent it from happening which is why you may sometimes get this error message. This is because anything new is treated as a potential safety hazard for the app and rightly so.

If it suspects any such activity, the funds (if debited) are instantly returned to the app and or the linked bank account. You should be able to use them instantly or within a span of 2-3 days depending on the nature of funds and the type of transaction that is averted.

2. Bank May Block a Transaction

Sometimes when this happens, it may be due to the bank associated with the app blocking a transaction. Banks sometimes have issues with such apps and while some don’t do any business with such apps, others are taking their sweet time to warm up to these platforms after having understood that these are here to stay.

If it is a bank issue, it may take some time to solve. But hang on, it will be done. It is a matter of time.

Some other common reasons why this may be happening include:

  1. Insufficient balance in your account. If you are trying to make a bigger payment than the actual amount of funds in your account, you may get this message.
  2. You could have hit a payment gateway downtime.
  3. The server may be down on the recipient’s end and while this may be frustrating, it can happen from time to time.

What Can You Do to Reduce the Risk of Payments Being Declined?

A seamless user experience is what Cash App is known for. It is therefore understandable if you are feeling stressed about the app being declined.

There are certain things that you can do at your end to ensure that such things do not happen. Here are a few tips:

  1. Make sure the name on your bank account linked to the app matches the name that you use on the app. The same goes for the cards. This ensures consistency and prevents confusion at all ends.
  2. Send and receive money from people you know and are legit. This even applies when you are using the app in a professional capacity. Make sure to get to know the investors, vendors and sellers beforehand and once you are satisfied, only then add them as a payee on the app.
  3. Double-check the receiver’s user name and number before making a payment. This not only prevents fraud but also reduces mistakes that may lead to a dent in your pocket.
  4. Be a regular user of the app. This enables you to have healthy transaction history and may prevent these instances significantly.
  5. If it is a bank issue, you should get in touch with the bank’s customer service department and ask them to speed things up at their end. A call should not take more than 5 minutes and you simply have to ask the bank to authorize the transaction.

Read: What Happens When you Decline a Cash App Request?

Using Cash App: Frequently Asked Questions

If you still have questions about using Cash App, here are a few frequently asked questions that may help you. We have them curated in one place so that you have all your queries solved in one place. Read on!

How Safe Is Cash App?

This is a question that persists in the minds of several users. Cash App is a safe app to use provided you are vigilant and careful. It has several safety features and anti-fraud filters that may sometimes prevent a transaction from happening.

Someone Is Trying to Send Me a Payment on Cash App But It Is Failing. Why?

It could be because of a number of reasons including an error on their part. Yes, if the sender has gotten even one digit of your information wrong, the transaction will be declined or at least blocked for some time unless it goes to someone else. It could be a server issue or an issue with the bank. One will have to check the exact cause.

Why Is My Cash App Declining Payments?

There can be a number of reasons and we have touched upon many above. Another thing that could be causing this is that you have exceeded your weekly or monthly limit and have forgotten about it. It is worthwhile checking if you have done that before moving on to other things.

Can I Get Duped on the Cash App?

If you are careful and vigilant, then chances are less. But just like any other online transaction platform, you can never be 100% sure because scammers are always on the prowl. But if you are careful and follow all the necessary steps, you will not get duped and your money will be safe.

Read: Why is My Cash App Payment Pending? 

The Final Word

There may be several reasons that your Cash App is getting declined due to unusual activity. We have listed some of the most common ones so that you know what to do in case you are at the receiving end of any of these.

These are not long-lasting and a few quick steps can help you resolve most of these issues. So, make sure you try them all out and don’t panic!

Share
Tweet
Reddit
Pinterest
Email
Prev Article
Next Article

About The Author

Laurens Yarpei

I’m Lawrence Yarpei. I have been using Cash App for the past 4 years. In this blog, I help Cash App Users with their Problems and Offer Troubleshoot solutions on everything Cash App-related Problems. Disclaimer: The intention of using trademarks, images, logos, and brand name is for information and referral only and not intended to act as Cash App representatives. We do not provide any service and are not Cash App representatives. This is just an educational blog run by a long-time Cash App user and a lover of the app and its service. Contact Cash App here for your queries: https://cash.app/help

Leave a Reply Cancel Reply

Disclaimer: We do not Provide any Service and is not affiliated with Cash App. To contact Cash App, visit https://cash.app/contact. This Website is purely an educational Blog and don't intend to Infringe any Copyright. Brand names are used for informational and reference purposes only. We fully disclaim the authority of the Brand name and logos. Click the button to refer for usage of trademark for an editorial or informational use: www.nolo.com/legal-encyclopedia/when-you-need-permission-use-trademarks.html

REFER FOR LEGAL ISSUE

Related Post

  • 10 Seed Banks That Accept Cash App: Order Seeds Using Cash App
    10 Seed Banks That Accept Cash App: …
  • My Cash App was Hacked? What Do I Do? Contact Support for Help
    My Cash App was Hacked? What Do …
  • Why Does Cash App Take Money When You Receive Money? 3 Reasons
    Why Does Cash App Take Money When …

ReallyNeedCash – Beginner's Guide to Cash App & NetSpend

Copyright © 2022 ReallyNeedCash - Beginner's Guide to Cash App & NetSpend
Disclaimer: Some of the editorial content on this website is not provided by Square’s Cash and may not have been reviewed, approved, or otherwise endorsed by these entities. If an error or omission has been made, please feel free to contact us. The intention of using trademarks, images, logos, and brand name is for information and referral. The information provided on the website only for knowledge sharing, although we have done our research on every content provided on the website users must use their own concerns before using the information. Our website has no control over the third-party website’s policy, users must use their concern and will be solely responsible for the damage if happens.

Ad Blocker Detected

Our website is made possible by displaying online advertisements to our visitors. Please consider supporting us by disabling your ad blocker.

Refresh